Molner Law Group
We Help You Remove the Burden of Debt to Reach Your Life’s Financial Goals.
We Help You Get Your Financial Life On Track
Attorney Mark Molner Will Personally Speak With You For Free
Every person’s situation is different. Mark Molner is an advocate for those that have been put in financially hard situations. There is no risk in discussing your personal situation with him, and he invites you to give him a free call to see if your situation is one that he can relieve for you.
Attorney Mark D. Molner
Attorney Mark D. Molner is the principal of the Molner Law Group LLC in Kansas City, Missouri. A highly rated attorney with nearly 10 years of legal experience, Mr. Molner represents the rights and interests of a diverse range of clients throughout the greater Kansas City metro region and surrounding areas who have legal needs involving any of the following:
- Consumer bankruptcy
- Debtor rights and consumer protection
- Business and commercial law
- Creditor/debtor issues
- Real estate law
Mr. Molner graduated from the University of Kansas in 2005 with dual degrees in creative writing and psychology. He then attended Creighton University in Nebraska, where he earned his Master of Business Administration as well as his Juris Doctor in 2009. While in law school, he served as president of the International Law Society, and he also interned at the George C. Marshall European Center for Security Studies in Germany.
Active in his local community, Mr. Molner serves as chair for The Land Bank of Kansas City’s board of commissioners, and he volunteers his time and services for the Western District of Missouri Volunteer Attorney Project as well as the Kansas City Metropolitan Bar Foundation.
Recent Debt-Reduction Client Success Stories
A recent client was being sued for a $22,000 balance they owed on a credit card. Due to a recent divorce, they were no longer able to pay. Mark Molner was able to appear in court on behalf of his client and helped settle the debt saving them nearly $15,000.
A recent client had paid off a credit card balance that had been put into collections. However, shortly after, a collections agency contacted him regarding the debt he no longer owed. Mark Molner disputed this debt on behalf of the client. After the collection agency continued harassing the client, Molner Law Group filed a lawsuit against the agency, earning his client an extra $5,000.
Frequently Asked Questions
Learn How it Works!
I feel like I’m drowning in debt. Every time something good happens to me financially, the money is spent before it even hits my bank account. I work hard and am careful with my money, but there is never enough. How do I get out of this cycle?
Sometimes it’s better to give up while you still have the strength to get back up.
Filing a chapter 7 bankruptcy and getting a discharge of your debts helps you get a “fresh start” on your finances, so that instead of spending $200 a month just on the interest on your credit card, you could be putting $200 a month toward a new car, new house, retirement plan, or just on enjoying life with your loved ones.
Filing a chapter 13 bankruptcy helps you get back on track making payments to your creditors in such a way that many people who file a chapter 13 end up with better credit after the bankruptcy than they had before.
However, bankruptcy is not for everyone. If most of your debt is from taxes or student loans, Bankruptcy may not help you. If you have inherited or may soon inherit something of value from a family member, you may not want to file bankruptcy just yet. You may also find that you would benefit from a chapter 7, but not qualify for one because of income, and a chapter 13 would not be feasible at this time. You may also not want to file bankruptcy, simply because you just don’t want to. If any of these issues describe you, keep reading: I can still help you.
I’ve tried to get financing (business loan, mortgage, credit card, car loan, etc) and I’m told I don’t qualify. What’s up with that?
When a lender reviews your application for financing, they take many things into account. One thing they will always look at is your credit score. If there is a negative mark on your credit, that could be what is keeping you from getting the money you need. If you look at your credit report and there is something on there that is not right, and it’s hurting you, I can help you submit a dispute to the credit bureaus. If they don’t fix the issue, I can help you force them to correct the error.
I owe some debts to a few creditors. They keep calling me asking for payment, sometimes every day, sometimes several times a day. How do I get them to stop?
Tell them to stop calling you. But you can’t just yell “stop” into the phone and hang up, as much as I know that’d feel really good to do.
Follow this pattern:
- Listen to the caller identify themselves.
- Respond “Hello [caller’s name]. Please do not call me again at this number.”
- Often times the caller will be trained to pretend that they did not or could not hear you (or if you are on Bluetooth, they may not have heard you). If they seem confused or ask you to repeat yourself, do so, one time.
- Hang up. Do not continue to talk to them. Do not respond to anything they say. Simply hang up.
- Write down the date and time of the call, the phone number they called from, and any notes you may have (“Jim called from ABC Bank, told him not to call”).
If they don’t stop calling shortly after you tell them to, I may be able to help.